Exxon Mobil Smart Card+™ credit card FAQs

The Exxon Mobil Smart Card+ credit card is a proprietary label credit card that can only be used at participating Exxon™ and Mobil™ stations. At most stations, it can be used for fuel purchased at the pump or through the Exxon Mobil Rewards+™ app. At participating locations, it can also be used for select in-store items and for car washes.

Every time you use your Exxon Mobil Smart Card+ credit card to pay for fuel at an Exxon™ or Mobil™ station, you enjoy an instant-savings rollback right at the pump. Save 12¢** on every gallon of premium fuels, or save 10¢** a gallon on all other fuel grades. In addition, when an Exxon Mobil Rewards+ member also uses their Exxon Mobil Smart Card+ credit card as a payment method, they will receive the immediate cents per gallon rollback as well as earn points with fuel or on select in-store purchases for future redemption. Simply pay at the pump using the app, enter your phone number (Alt-ID) or swipe your membership card.

If discounts at the pump are unavailable for any reason, you’ll receive the discounts as a statement credit in one to two billing cycles. In that case, you won’t see a reduction in the price per gallon at the pump. The statement credits will be posted to your monthly billing statement automatically.

You can get 5% back** on select non-fuel purchases at participating Exxon™ and Mobil™ stations. Eligible purchases include in-store items such as snacks, drinks and even car washes. Only applicable to your first $1,200 of non-fuel purchases per year. Excluded items include fuel, lottery tickets, money orders and gift cards. State restrictions may apply.

The 5%** earned on your first $1,200 of non-fuel purchases per year will be paid as a credit on your monthly Citibank statement. It may take 1–2 billing cycles for the statement credit to appear with qualifying purchases.

Anyone who is 18 years and older can apply for the Exxon Mobil Smart Card+ credit card. Applications are subject to credit approval by Citibank. Account must be open and in good standing at all times to get the automatic savings.

Apply through the Smart Card+ page. During the application process, you will be directed to Citibank, the issuer of the card. Citibank uses encryption for application information. If Citibank approves your application, Citibank will mail you a physical credit card that you can begin using for payment at the pump and inside the store at participating Exxon™ and Mobil™ branded locations as soon as you receive it in the mail.

Yes. In addition to applying at Smart Card+ page, you can also apply in the app. Open the Exxon Mobil Rewards+ app and click on the “Featured” tile at the bottom of the home page. You’ll then be prompted to start filling out the application.

Please contact Exxon Mobil Smart Card+ credit card Customer Service at 1-800-344-4355 (TTY: we accept 711 or other Relay Service) with 24/7 automated customer service and live customer support from Monday to Friday from 7 a.m. to 9 p.m. CT, Saturday from 9 a.m. to 7:30 p.m. CT and Sunday from 11 a.m. to 7:30 p.m. CT. Online support is also available on the Exxon Mobil Account Online page.

If your application is approved, a physical Exxon Mobil Smart Card+ credit card will arrive in the mail within seven to 10 business days in most cases.

Yes. You can stack the benefits of the Exxon Mobil Smart Card+ credit card with the Rewards program benefits. Exxon Mobil Rewards+ members will receive the immediate cents per gallon rollback in addition to earning points on fuel or select in-store purchases for future redemption.

With the Exxon Mobil Rewards+ program, you can earn points on items you purchase every day — like fuel, convenience store items and car washes. You can redeem every 100 points you earn for $1 in value. You will earn 3 points per gallon on fuel and 2 points for every $1 you spend on select purchases in the convenience store or on car washes.

Exxon Mobil Rewards+ premium fuel purchases

Exxon Mobil Rewards+ members earn 6 points per gallon on premium fuel purchases starting from the first gallon. Points will be credited to the member’s account immediately upon purchase. This program update is valid from May 1, 2025, and is subject to change without prior notice. The offer may be modified, suspended or terminated at the discretion of the company.

The 6 points per gallon on premium fuel cannot be combined with any other promotions or discounts unless explicitly stated. Points earned have no cash value and cannot be exchanged for cash. By participating in this offer, members agree to abide by the terms and conditions set forth herein. Terms and conditions apply.

Exxon Mobil Smart Card+ credit card

Every time you use your Exxon Mobil Smart Card+ credit card to pay for fuel at an Exxon or Mobil station, you enjoy an instant-savings rollback, right at the pump! Save 12¢** on every gallon of our best fuel ever: Exxon Supreme+™ premium gasoline. Or, save 10¢** a gallon on other fuel grades (Regular Gasoline, Extra Gasoline and diesel fuel). Terms and conditions apply.

When an Exxon Mobil Rewards+ member also uses their Smart Card+ credit card as a payment method, they will receive the immediate cents per gallon rollback as well as earn points with fuel or select in-store purchases for future redemption.

To get the Tobacco Program discounts at participating Exxon and Mobil locations, swipe your Exxon Mobil Rewards+ loyalty card or type in the phone number (Alt-ID) associated with your Exxon Mobil Rewards+ account before paying for your qualifying purchase. If using your Exxon Mobil Smart Card+ as the payment method, you will also earn 5% back** as a statement credit on your first $1,200 of select non-fuel purchases per year.

**Subject to credit approval. New account only. You will receive ongoing fuel savings of 10¢ per gallon on regular, mid-grade and diesel fuel and 12¢ per gallon on Supreme+™ premium gas, which will be received as a reduced fuel price at the point of sale. In the event discounts at the point of sale are unavailable for any reason, you will receive the earned discounts as a statement credit within 1 to 2 billing cycles. In that case, you will not see the 12¢ per gallon or 10¢ per gallon reduction in the price per gallon at the pump or prior to the completion of an in-store fuel purchase. You can earn 5% back as a statement credit on your first $1,200 in Exxon™ and Mobil™ non-fuel purchases made each year with your card at Exxon™ or Mobil™ locations. You will not earn statement credits on Exxon or Mobil non-fuel purchases in excess of $1,200 each year. Qualifying in-store purchases exclude lottery tickets, money orders and gift cards. Terms & Conditions of the Exxon Mobil Smart Card+™ Program apply.